Actsphere Insurance Group
Agency overview
About Actsphere Insurance Group
Actsphere Insurance Group is a Houston-based agency serving families, property owners, businesses, and employee wellness teams. It works with clients in Texas, Michigan, Ohio, and Pennsylvania, using a multi-carrier model to assess risks, compare options, and tailor personal, commercial, and benefits programs as needs change.
At a glance
Agency highlights
25+ Carrier Access
The agency reports evaluating homeowners options from more than 25 carriers.
Established in 2015
Actsphere says it has protected businesses and families since 2015.
Ongoing Business Support
Commercial clients can receive annual reviews, claims assistance, audit guidance, and e-mod support.
Shopper fit
Why shoppers might consider Actsphere Insurance Group
Actsphere may fit households and businesses seeking one agency for changing personal, property, workforce, or operational risks. Its process emphasizes reviewing current coverage, identifying gaps, comparing carrier options, and adjusting programs as properties, contracts, staffing, or business activities evolve.
Agency support
How this agency can help
Review Existing Coverage
Identify gaps, restrictions, inaccurate classifications, or limits that no longer match current risks.
Compare Market Options
Evaluate suitable choices from multiple carriers, including NFIP and private flood markets.
Analyze Business Exposures
Assess operations, contracts, property values, income needs, employee classifications, and specialized risks.
Support Policy Transitions
Adjust protection when occupancy, renovations, business size, staffing, or professional services change.
Demonstrated specialties
Where this agency stands out
Flood Market Access
Actsphere demonstrates a flood specialty for homes and businesses, evaluating location-specific exposure and comparing NFIP with private-market options. Its commercial process also considers building characteristics, contents, operations, waiting periods, higher limits, and potential business-interruption needs.
Vacant Property Transitions
Actsphere distinguishes among vacant, temporarily unoccupied, renovation, and occupied-property situations. It evaluates property condition, timeline, remaining contents, and project scope, then helps transition coverage when renovations begin or a property becomes occupied by an owner, tenant, or buyer.
Insurance offered
Coverages
Auto insurance
Boat insurance
Builder's risk
Business interruption and continuity coverage
Business owner's policy
Commercial auto
Commercial property insurance
Cyber insurance
Disability insurance
Employee benefits
Employment practices liability insurance
Flood insurance
General liability
Health insurance
Homeowners insurance
Life insurance
Professional liability
Renters insurance
Tools and equipment
Umbrella insurance
Vacant dwelling insurance
Valuable articles
Vision insurance
Workers’ compensation
Who this agency serves
Clients and risks served
Construction and trades
High-value homes
Landlords and real estate investors
Roofing contractors
Teen and new drivers
How the agency can help
Services
Contract review
Experience-mod management
Where coverage may be placed
Placement options
NFIP
Private flood
People at this agency
Public professional information associated with the agency.