Independent Texas insurance directory
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Health insurance agency
Austin, TX
Insurance4Dallas is a Texas-based agency offering consultation, plan comparison, customized design, and enrollment assistance for health coverage and employee group arrangements. Its website emphasizes managing premiums, deductibles, and provider networks while matching plans to doctors and prescriptions. The agency lists offices in Austin and several other Texas cities.
Insurance broker
Austin, TX
Four Oaks Medicare Planning is an Austin-based independent insurance agency founded by Paula and Jamon White. Licensed in Texas and more than 30 states, the agency provides individual Medicare guidance, plan comparisons across multiple insurance companies, enrollment assistance, and ongoing client service. Its website also offers articles, videos, documents, and a podcast addressing Medicare decisions and transitions.
Insurance agency
Austin, TX
Abt Insurance Agency is an independent, carrier-compensated brokerage licensed in 48 states. It assists Medicare beneficiaries, individuals, and businesses with plan comparison, enrollment paperwork, renewals, claims questions, and continuing policy service. The agency emphasizes Medicare guidance while also helping clients evaluate individual and small-group health insurance through a remote, multi-state service model.
Insurance agency
Galveston, TX
The Gibraltar Group Insurance Services is a Galveston-based agency serving Texas households, property owners, and businesses through multiple insurance companies. Its website emphasizes customized coverage, local service-team access, policy reviews, claims assistance, and guidance for flood and wind-related property risks. The agency reports serving 25,000 families since 2001 across 390 counties.
Auto insurance agency
Galveston, TX
The O'Donohoe Agency is a family-led Galveston insurance agency serving individuals, families, businesses, and coastal property owners. Founded in 1967, it provides personalized local guidance across personal and commercial needs. Its first-party materials show particular depth in Gulf Coast exposures and classic-car protection, including specialized valuation and usage considerations.
Insurance broker
Houston, TX
The Summit Insurance Brokerage of Texas website presents an independent brokerage serving contractors, households, and small businesses from The Woodlands and Houston. It describes multi-carrier quoting, contractor contract-requirement assistance, same-day processing for most standard certificate requests, and access to admitted and excess-and-surplus markets. Separate resources address Texas property risks and comparisons between NFIP and private flood options.
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Prepare better questions and compare proposals on equal terms.
7 minute guide
A percentage deductible is usually applied to the insured dwelling limit, not the repair bill. Convert it to dollars before comparing premiums, then check which events trigger it and whether a separate named-storm deductible exists.
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There is no single roof-age cutoff used by every Texas insurer. Age matters because it can affect eligibility, inspection results, claim settlement, deductibles, and whether the roof is covered at replacement cost or depreciated value.
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Some sudden and accidental water losses may be covered, while flood, continuous leakage, maintenance, and other causes are commonly excluded or limited. The source and timing of the water matter more than the fact that something became wet.
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