Allsurance Agency Inc
Agency overview
About Allsurance Agency Inc
Allsurance Agency is a Dayton, Texas division of Bowen, Miclette & Britt serving local small businesses through a consultative brokerage model. It combines personalized local service with BMB’s broader commercial insurance, employee benefits, surety, and risk-management resources. The agency assesses each business’s operations and changing requirements to structure and service its program.
At a glance
Agency highlights
Dayton office
The local office serves Dayton and surrounding Texas communities.
Four decades
Parent agency BMB reports more than 40 years in business.
Hands-on loss control
BMBRisk provides on-site evaluations, safety training, and safety-program development.
Shopper fit
Why shoppers might consider Allsurance Agency Inc
This agency may fit businesses whose insurance decisions are shaped by contracts, changing operations, workplace hazards, or bonding requirements. Its model connects policy placement with contract review, loss control, annual reassessment, and benefits administration rather than treating each need as a separate transaction.
Agency support
How this agency can help
Review contract requirements
Check insurance limits, additional-insured terms, and waiver-of-subrogation requirements before placement.
Evaluate workplace risks
Arrange operational assessments and develop practical safety or loss-prevention measures.
Reassess an existing program
Review annual business changes and identify mismatches between operations and current protection.
Manage employee benefits
Implement benefit programs, support administration, and coordinate insurance data with payroll systems.
Demonstrated specialties
Where this agency stands out
Commercial construction
BMB demonstrates a construction focus spanning general contractors, roofers, specialty trades, and complex projects. Its team structures guaranteed-cost, loss-sensitive, and OCIP/CCIP programs while connecting insurance placement with contract analysis, bonding considerations, subcontractor compliance, and risk-control planning.
Gulf Coast marine risks
BMB describes specialized work with vessel owners, cargo handlers, terminals, shipyards, offshore service operators, and marine contractors. Its approach coordinates hull, protection and indemnity, cargo, maritime workforce, pollution, and interruption exposures with contractual requirements and broader energy programs.
Insurance offered
Coverages

Boat insurance

Builder's risk

Business interruption and continuity coverage

Business owner's policy

Cargo insurance

Commercial auto

Commercial property insurance

Contractor pollution liability

Cyber insurance

Employee benefits

Employment practices liability insurance

General liability

Health insurance

Life insurance

Management liability

Professional liability

Surety and bonds

Tools and equipment

Umbrella insurance

Workers’ compensation
Who this agency serves
Clients and risks served

General contractors

Manufacturing and distribution

Roofing contractors

Transportation and trucking
How the agency can help
Services

Contract review

Ongoing policy service and annual review

Safety/loss-control support

Waiver of subrogation support
People at this agency
Public professional information associated with the agency.