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Allsurance Agency Inc

Agency overview

About Allsurance Agency Inc

Allsurance Agency is a Dayton, Texas division of Bowen, Miclette & Britt serving local small businesses through a consultative brokerage model. It combines personalized local service with BMB’s broader commercial insurance, employee benefits, surety, and risk-management resources. The agency assesses each business’s operations and changing requirements to structure and service its program.

At a glance

Agency highlights

  • Dayton office

    The local office serves Dayton and surrounding Texas communities.

  • Four decades

    Parent agency BMB reports more than 40 years in business.

  • Hands-on loss control

    BMBRisk provides on-site evaluations, safety training, and safety-program development.

Shopper fit

Why shoppers might consider Allsurance Agency Inc

This agency may fit businesses whose insurance decisions are shaped by contracts, changing operations, workplace hazards, or bonding requirements. Its model connects policy placement with contract review, loss control, annual reassessment, and benefits administration rather than treating each need as a separate transaction.

Agency support

How this agency can help

  • Review contract requirements

    Check insurance limits, additional-insured terms, and waiver-of-subrogation requirements before placement.

  • Evaluate workplace risks

    Arrange operational assessments and develop practical safety or loss-prevention measures.

  • Reassess an existing program

    Review annual business changes and identify mismatches between operations and current protection.

  • Manage employee benefits

    Implement benefit programs, support administration, and coordinate insurance data with payroll systems.

Demonstrated specialties

Where this agency stands out

Commercial construction

BMB demonstrates a construction focus spanning general contractors, roofers, specialty trades, and complex projects. Its team structures guaranteed-cost, loss-sensitive, and OCIP/CCIP programs while connecting insurance placement with contract analysis, bonding considerations, subcontractor compliance, and risk-control planning.

Gulf Coast marine risks

BMB describes specialized work with vessel owners, cargo handlers, terminals, shipyards, offshore service operators, and marine contractors. Its approach coordinates hull, protection and indemnity, cargo, maritime workforce, pollution, and interruption exposures with contractual requirements and broader energy programs.

Insurance offered

Coverages

  • Boat insurance

  • Builder's risk

  • Business interruption and continuity coverage

  • Business owner's policy

  • Cargo insurance

  • Commercial auto

  • Commercial property insurance

  • Contractor pollution liability

  • Cyber insurance

  • Employee benefits

  • Employment practices liability insurance

  • General liability

  • Health insurance

  • Life insurance

  • Management liability

  • Professional liability

  • Surety and bonds

  • Tools and equipment

  • Umbrella insurance

  • Workers’ compensation

Who this agency serves

Clients and risks served

  • General contractors

  • Manufacturing and distribution

  • Roofing contractors

  • Transportation and trucking

How the agency can help

Services

  • Contract review

  • Ongoing policy service and annual review

  • Safety/loss-control support

  • Waiver of subrogation support

People at this agency

Public professional information associated with the agency.

SB

People at this agency

Sam Bowen

Partner at Allsurance Agency Inc

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EB

People at this agency

Ed Britt

CEO at Allsurance Agency Inc

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PC

People at this agency

Paul Cerone

Chief Operating Officer at Allsurance Agency Inc

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Agency ownership

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