Baker Insurance
Agency overview
About Baker Insurance
Baker Insurance is a family-owned, independent agency serving Houston-area businesses since 1981. Its licensed Texas property and casualty agents work with multiple carriers, focusing on small and midsized contractors, skilled trades, owner-operators, professional offices, local shops, and property owners. The agency emphasizes direct agent access, plain-language guidance, and coverage structured around each business’s operations.
At a glance
Agency highlights
Houston Since 1981
The family-owned agency has served Houston-area businesses for more than four decades.
Independent Market Access
Agents shop multiple A-rated carriers instead of representing one insurer.
Same-Day Requests
Most certificate and surety bond requests are handled within the same business day.
Shopper fit
Why shoppers might consider Baker Insurance
The clearest fit is a Houston business seeking an independent agent familiar with contractor requirements, skilled-trade exposures, service fleets, or locally owned commercial operations. Its model may suit owners who prefer direct conversations and help coordinating several business risks through one agency.
Agency support
How this agency can help
Compare Carrier Options
Ask the agency to shop suitable options across its available commercial insurance carriers.
Coordinate Contractor Insurance
Build a program around job-site, employee, vehicle, property, and contractual risks.
Handle Certificates and Bonds
Request certificates of insurance or surety bonds for projects and contractual requirements.
Review Business Operations
Discuss daily operations with an agent to identify relevant insurance needs and next steps.
Demonstrated specialties
Where this agency stands out
Contractors and Skilled Trades
Baker demonstrates a sustained focus on Houston contractors and trades, including general contractors, roofers, electricians, plumbers, HVAC contractors, and painters. Its industry materials address job-site programs, GC certificate expectations, tools, service vehicles, equipment values, seasonal operations, and trade-specific exposures.
Insurance offered
Coverages
Builder's risk
Business owner's policy
Commercial auto
Commercial property insurance
Cyber insurance
General liability
Professional liability
Surety and bonds
Tools and equipment
Umbrella insurance
Workers’ compensation
Who this agency serves
Clients and risks served
Electricians
General contractors
HVAC contractors
Landlords and real estate investors
Painters
Plumbers
Roofing contractors
People at this agency
Public professional information associated with the agency.
