Florida Coastal Ins Agency
Agency overview
About Florida Coastal Ins Agency
Florida Coastal Insurance Agency is a Clearwater-based independent agency serving individuals, property owners, and businesses. Richard Ficca’s agency draws from multiple markets to tailor coverage and describes access to both standard and excess and surplus lines. Its staff reports more than 75 years of combined carrier experience, with consulting available for personal and commercial insurance needs.
At a glance
Agency highlights
Independent Market Access
The agency draws from multiple personal, property, and commercial insurance markets.
Standard and E&S
It provides access to standard and excess and surplus lines products.
Carrier-Side Experience
Staff reports more than 75 years of combined major-carrier experience.
Shopper fit
Why shoppers might consider Florida Coastal Ins Agency
The agency may fit Florida property owners, boat and specialty-vehicle owners, and businesses seeking one independent contact for personal and commercial needs. Its stated access to multiple markets may be relevant when standard placement alone does not address a particular risk.
Agency support
How this agency can help
Compare Insurance Options
Request tailored options drawn from the agency’s available insurance markets.
Protect Commercial Property
Consult on coverage for business premises, landlord property, or construction projects.
Insure Specialty Vehicles
Seek coverage for a boat, ATV, RV, golf cart, or classic car.
Request a Quote
Submit a personal or business insurance quote request through the agency.
Demonstrated specialties
Where this agency stands out
Watercraft and Specialty Vehicles
The agency demonstrates a specialty in boats and nontraditional vehicles, including ATVs, RVs, golf carts, and classic cars. Its watercraft page identifies on-water towing and total-loss replacement options, while its classic-car discussion specifically references agreed-value coverage.
Insurance offered
Coverages
Boat insurance
Builder's risk
Business owner's policy
Commercial property insurance
Condo insurance
Flood insurance
Homeowners insurance
Umbrella insurance
Wind and hail insurance
Workers’ compensation
Who this agency serves
Clients and risks served
Classic, collector and exotic vehicles
Coastal homes
