McDade Insurance
Agency overview
About McDade Insurance
McDade Insurance is an independent, Texas-licensed brokerage serving households and business owners from Houston. Its operating model centers on reviewing policy contracts line by line, comparing options across more than 50 Texas carriers, and explaining terms before coverage changes. The agency has particular relevance for Greater Houston and coastal communities facing complex property risks.
At a glance
Agency highlights
Broad carrier access
The brokerage shops more than 50 Texas carriers.
Coastal policy coordination
Reviews home, flood, and TWIA contracts together as one file.
Free personal-lines review
Personal-lines audits carry no broker fee.
Shopper fit
Why shoppers might consider McDade Insurance
McDade may fit Houston-area property owners seeking a contract-level review, especially coastal households coordinating separate home, flood, and wind policies. It also serves businesses that want existing declarations and endorsements examined before deciding whether to retain, restructure, or remarket coverage.
Agency support
How this agency can help
Review existing policies
Examine declarations, limits, deductibles, exclusions, and endorsements line by line.
Compare market options
Present alternatives from multiple Texas carriers when a change is warranted.
Check coastal coordination
Assess whether home, flood, and wind contracts fit together before storm season.
Audit commercial programs
Pressure-test business coverage against operations, vehicles, contracts, and realistic claims.
Demonstrated specialties
Where this agency stands out
Coastal Texas property
McDade demonstrates a coastal-property specialty focused on Galveston, Brazoria, Chambers, and eastern Harris communities. Its reviews coordinate TWIA with home and flood policies while examining WPI-8 status, dwelling limits, percentage deductibles, and replacement-cost endorsements.
Houston flood placement
For Houston homeowners and business owners, McDade compares NFIP and private flood markets across multiple carriers. Its process includes a free flood-zone lookup and considers property location, lender requirements, coverage limits, settlement terms, and whether private or excess options address gaps.
Insurance offered
Coverages
Auto insurance
Builder's risk
Business interruption and continuity coverage
Commercial auto
Commercial property insurance
Cyber insurance
Flood insurance
General liability
Hired and non-owned auto
Homeowners insurance
Life insurance
Professional liability
Surety and bonds
Umbrella insurance
Wind and hail insurance
Workers’ compensation
Who this agency serves
Clients and risks served
Classic, collector and exotic vehicles
Coastal homes
General contractors
Teen and new drivers
How the agency can help
Services
Good-student discount assistance
WPI-8 assistance
Where coverage may be placed
Placement options
NFIP
Private flood
TWIA
