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Pasadena Insurance Agency, Inc.

Agency overview

About Pasadena Insurance Agency, Inc.

Pasadena Insurance Agency is a family-owned, independent Houston agency serving Texas families, businesses, professionals, and employers. Founded in 1936, it combines personal, commercial, and group-benefits work with a consultative risk-management model. Property and casualty clients receive an assigned industry-certified account manager, while benefits clients receive a dedicated benefits account manager for ongoing service and renewal support.

At a glance

Agency highlights

  • Serving Since 1936

    The agency has served Houston-area residents and businesses since the Great Depression.

  • Proprietary Risk Strategy

    Its TCCSS program addresses loss prevention, risk retention, and insurance financing.

  • Assigned Account Managers

    Industry-certified account managers handle service, questions, claims reporting, and renewals.

Shopper fit

Why shoppers might consider Pasadena Insurance Agency, Inc.

The agency may fit Houston-area households and organizations wanting one independent relationship for personal, commercial, or employee-benefit needs. It is particularly relevant for businesses seeking ongoing risk review and collector-vehicle owners who need help documenting storage, permitted use, mileage, and daily-driver eligibility.

Agency support

How this agency can help

  • Review Business Risks

    Assess exposures and decide which losses to prevent, retain, or finance through insurance.

  • Structure Employee Benefits

    Research available programs and assemble a benefits mix for an employer’s workforce.

  • Prepare Collector Applications

    Help document vehicle storage, usage, mileage, and daily-driver details required by carriers.

  • Support Policies and Claims

    Answer coverage questions, report claims, resolve policy issues, and explain renewal options.

Demonstrated specialties

Where this agency stands out

Commercial Flood Insurance

Pasadena Insurance Agency identifies commercial flood insurance as an agency specialty and says it has insured Houston residents and businesses against flooding since 1936. Its first-party material connects this work to protecting business property, operations, livelihoods, and other assets exposed to the region’s unpredictable flooding.

Consultative Risk Management

The agency’s proprietary Cost Control Strategy Solution uses loss-prevention and loss-reduction strategies before determining which potential losses a client should self-insure or transfer. This approach supports businesses seeking a continuing risk-management process instead of relying solely on bids based on predetermined coverage requests.

Insurance offered

Coverages

  • Auto insurance

  • Boat insurance

  • Business insurance

  • Commercial property insurance

  • Disability insurance

  • Employee benefits

  • Flood insurance

  • General liability

  • Health insurance

  • Homeowners insurance

  • Life insurance

  • Motorcycle insurance

  • Professional liability

  • Umbrella insurance

  • Valuable articles

  • Vision insurance

Who this agency serves

Clients and risks served

  • Classic, collector and exotic vehicles

  • Manufacturing and distribution

How the agency can help

Services

  • Collector vehicle storage and eligibility guidance

  • Collector vehicle usage and mileage guidance

People at this agency

Public professional information associated with the agency.

FKFrank Karkowsky

People at this agency

Frank Karkowsky

President/CEO at Pasadena Insurance Agency, Inc.

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RK

People at this agency

Ronnie Karkowsky

VP at Pasadena Insurance Agency, Inc.

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JK

People at this agency

Jay Karkowsky

Corporate Officer at Pasadena Insurance Agency, Inc.

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Agency ownership

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