RGP Insurance
Agency overview
About RGP Insurance
RGP Insurance is a family-run, independent Texas agency serving businesses and households with complex risks. Its stated audiences include contractors, transportation and logistics companies, oil and gas operations, maritime businesses, farms and ranches, and high-net-worth families. A small, continuing team coordinates placements across multiple insurers and supports clients with contracts, certificates, claims, and coverage alignment.
At a glance
Agency highlights
Contract Review
The agency reviews insurance requirements and freight contracts before coverage is placed.
Certificate Support
Contractor and shipper certificates can include required endorsements and federal filings.
Coordinated Programs
Related business or household risks can be reviewed under a coordinated insurance program.
Shopper fit
Why shoppers might consider RGP Insurance
RGP may fit Texas contractors, freight businesses, and affluent households whose risks cross several policies or contractual requirements. Its model emphasizes reviewing how policies interact, helping with documentation, and maintaining continuity through the same small service team.
Agency support
How this agency can help
Review Contract Requirements
Send a contract or requirements page for review of limits, wording, and endorsements.
Prepare Certificates
Request certificates with additional insured, primary wording, or waiver of subrogation endorsements.
Coordinate Complex Risks
Have connected business assets, operations, or household exposures reviewed together.
Support a Claim
Ask the agency to coordinate with adjusters, appraisers, contractors, and other claim participants.
Demonstrated specialties
Where this agency stands out
Transportation and Logistics
RGP demonstrates a transportation focus spanning freight brokers, 3PLs, motor carriers, warehouses, intermodal operations, and distributors. Its detailed guidance distinguishes primary and contingent cargo responsibilities, addresses contract-driven liability, and connects fleet, storage, professional liability, and worker exposures across the supply chain.
High-Value Households
RGP’s private-client work addresses custom and historic residences, significant collections, secondary properties, and households with elevated liability. The agency describes coordinating homes with autos, watercraft, aircraft, ranch property, domestic employees, cyber risks, and umbrella limits while considering specialized valuation and settlement provisions.
Insurance offered
Coverages
Cargo insurance
General liability
Homeowners insurance
Personal cyber and identity fraud
Professional liability
Tools and equipment
Umbrella insurance
Valuable articles
Workers’ compensation
Who this agency serves
Clients and risks served
General contractors
High-value homes
Manufacturing and distribution
Roofing contractors
Transportation and trucking
How the agency can help
Services
Waiver of subrogation support
Where coverage may be placed
Placement options
Extended or guaranteed replacement cost