Tom Chesson Insurance Agency
Agency overview
About Tom Chesson Insurance Agency
Tom Chesson Insurance Agency is a Houston Heights-based independent agency serving individuals, property owners, and businesses throughout Texas. Established in 1968, it works with multiple insurance companies rather than representing a single carrier. Its operating model spans standard placements and access to non-admitted markets for higher-risk or unusual commercial needs.
At a glance
Agency highlights
Serving Texas Since 1968
The agency has operated from Houston Heights since 1968.
Experienced Team
Its agents report more than 150 years of combined insurance experience.
Broader Market Access
Commercial placements may use admitted or non-admitted insurance companies.
Shopper fit
Why shoppers might consider Tom Chesson Insurance Agency
The agency may fit Texas shoppers with collector vehicles, rental properties, or business risks that need more than a standard-market option. Its independent model also suits customers who want an agency able to compare placements across multiple insurance companies.
Agency support
How this agency can help
Compare Carrier Options
Review suitable coverage options available from multiple insurance companies.
Insure Business Vehicles
Prepare quotes for a single company vehicle or a truck fleet.
Review Collector Use
Evaluate mileage allowances and permitted use for classic or collector vehicles.
Explore Specialty Placement
Consider non-admitted markets when an unusual commercial risk does not fit standard carriers.
Demonstrated specialties
Where this agency stands out
Classic and Collector Vehicles
The agency demonstrates a specialty in vehicles at least 15 years old, with access to collector markets allowing up to 10,000 annual miles. Available options may also address spare parts and memorabilia, giving owners alternatives to placing these vehicles on regular auto policies.
Insurance offered
Coverages
Auto insurance
Boat insurance
Collector restoration and spare-parts coverage
Commercial auto
General liability
Homeowners insurance
Life insurance
Tools and equipment
Who this agency serves
Clients and risks served
Classic, collector and exotic vehicles
Landlords and real estate investors
How the agency can help
Services
Collector vehicle usage and mileage guidance
Where coverage may be placed
Placement options
Specialty market access
