Tower Street Insurance
Where this agency stands out
Agency specialties
Commercial Real Estate
Tower Street Insurance focuses on commercial real-estate portfolio clients, including high-rise office building portfolios. Its real-estate practice reviews policy endorsements, contracts, operational exposures, risk-management programs, and loss-prevention needs rather than treating property insurance as a generic purchase. The agency identifies access to real-estate insurance carriers and capacity across relevant lines of business, alongside directors and officers, workers compensation, cyber liability, and commercial risk-management support. This specialization is meaningful for owners and operators whose properties, contractual obligations, and portfolio exposures require coordinated coverage planning.
Construction & Trades
Tower Street Insurance has a dedicated construction and trade-contractor practice for residential, commercial, industrial, infrastructure, and specialty contractors. It discusses subcontractor damage, completed work, supply-chain interruption, contractual risk transfer, job-site safety, materials valuation, and contractor equipment. The agency also identifies coverage such as general liability, workers compensation, business auto, umbrella liability, builders risk, installation coverage, and professional liability. This specialty is meaningful because contractor clients face interconnected job-site, contractual, workforce, and completed-operations risks that demand coordinated commercial coverage.
Healthcare & Social Services
Tower Street Insurance serves assisted-living facilities and ambulance services, two healthcare and social-service operations with complex care, transportation, workforce, and catastrophe exposures. Its practice describes reviewing current programs, contracts, and loss-prevention needs, and names professional liability, general liability, employment-practices liability, cyber, auto, workers compensation, flood, and earthquake coverage considerations. It also references retrospective plans and insured-owned programs. This is a distinct specialty because these organizations must address resident or patient care, mobile operations, employee risks, and potentially severe property and liability losses.
Professional Services
Tower Street Insurance serves legal-service providers, including attorneys and law firms, whose work involves client obligations, sensitive information, and professional exposure. Its legal-services practice describes customized insurance solutions for firms and identifies core protections such as general liability, commercial property, and business income coverage. The agency frames the work around the risks of operating a legal practice rather than merely listing a profession as an example. This makes the specialty relevant to firms that need coverage planning aligned with office operations, client-facing work, and professional responsibilities.