Confirm the filing requirement
Bring the notice or case information showing who requires the SR-22, the effective date, and how long the filing must remain active. The issuing authority determines compliance.
Evidence-backed agency comparison
Every agency shown here was identified as serving Houston and has attributable first-party evidence of SR-22 or nonstandard auto support. The comparison highlights the filing and service details each agency publishes on its own website.
7 agencies compared
Together, A-LA Auto Insurance, A-MAX Auto Insurance, AZ Auto Insurance, and Moon Insurance Managers document the broadest range of distinguishing options here, including occupational-license guidance, nonstandard auto coverage, and sR-22 filing support.
The clearest published differences include non-owner policies, filing speed, reinstatement and occupational-license guidance, DWI-related support, nonstandard-market access, and English/Spanish service. Among the other agencies shown, A-BEST Insurance Agency and Spartan Insurance document non-owner and same-day filing support, while Houston Title Services documents electronic filing. A check means the capability was explicitly supported on the agency's own website. A blank means it was not verified, not necessarily unavailable.
Start with agencies that document the service you need, then confirm eligibility, total policy cost, filing timing, payment terms, and reinstatement requirements directly.
| Capability | |||||||
|---|---|---|---|---|---|---|---|
| Driver situations | |||||||
| Shows first-party evidence that the agency offers insurance with an SR-22 filing or helps customers obtain the required certificate. | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Shows first-party evidence that the agency serves high-risk drivers or offers nonstandard auto coverage. | ✓ | ✓ | ✓ | — | — | — | — |
| A liability policy with an SR-22 filing for an eligible driver who does not own a vehicle. It generally does not cover a vehicle owned by the driver or someone in the household. | ✓ | ✓ | — | ✓ | ✓ | — | — |
| Shows that the agency explicitly serves drivers who need an SR-22 in connection with a DWI or DUI history. | ✓ | ✓ | ✓ | ✓ | — | — | — |
| Filing and reinstatement | |||||||
| Shows that the agency explicitly says it can submit or process an SR-22 filing on the same day or same business day when eligible coverage is bound. | ✓ | ✓ | ✓ | ✓ | ✓ | — | — |
| Shows that the agency explicitly describes electronically submitting or transmitting the SR-22 certificate to the state. | ✓ | ✓ | — | — | — | — | — |
| Shows that the agency explains or handles the SR-22 filing portion of a driver's license reinstatement process. State reinstatement requirements still apply separately. | ✓ | ✓ | ✓ | — | ✓ | — | — |
| Shows that the agency explains or supports the SR-22 certificate step associated with seeking an occupational driver license. The agency does not issue the license. | — | — | — | ✓ | — | — | — |
| Market access | |||||||
| Shows that the agency explicitly compares or accesses specialty or nonstandard auto carriers for drivers who may not fit standard-market underwriting. | ✓ | ✓ | — | — | — | — | — |
| Customer service | |||||||
| Shows that the agency explicitly offers customer assistance in both English and Spanish. | ✓ | ✓ | ✓ | — | ✓ | ✓ | ✓ |
✓ indicates explicit support on the agency's website; — means we couldn't verify it. An unverified item may still be available, so confirm current options directly with the agency.
Before requesting quotes
Bring the notice or case information showing who requires the SR-22, the effective date, and how long the filing must remain active. The issuing authority determines compliance.
A non-owner policy may fit an eligible driver who does not own a vehicle. Tell the agent about household vehicles and regular vehicle access so the policy matches the actual situation.
Ask for the premium, filing fee, down payment, installment charges, renewal terms, and cancellation rules. The SR-22 is a certificate attached to insurance, not a separate policy.
Same-day and electronic filing claims may depend on when coverage binds and when the state processes the submission. Ask what proof you receive and when.
Ask how missed payments, cancellation, or switching insurers affects the filing. A lapse can trigger notice to the state and interfere with reinstatement or driving privileges.
More local agencies
The comparison highlights agencies with enough evidence for a detailed side-by-side review. The directory includes every matching published agency.