10 minute guide
Should you bundle home and auto insurance in Texas?
A bundle can simplify service and unlock discounts, but the right comparison is the combined annual cost and coverage quality across every policy.
Read guideTexas coverage directory
Flood insurance in Texas
Flood insurance provides separate protection for qualifying flood damage that standard homeowners and renters policies commonly exclude. Compare local agencies, then confirm eligibility, terms, and pricing directly.
Choose a location
Find flood insurance agencies near you
Browse a useful local directory where coverage and agency information are available.
Comparison checklist
What to compare
- Building and contents limits
- NFIP and private-market options
- Waiting periods and effective dates
- Elevation, enclosure, and replacement-cost terms
Before contacting an agency
Bring the property address, foundation type, occupancy, elevation certificate if available, mortgage requirements, and existing flood declarations.
Learn before you compare
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Use this guide as a worksheet: gather the same facts, request matched quotes, convert every deductible to dollars, and compare coverage before price.
Read guideTexas agencies offering flood insurance
Insurance agency
William C. Hernandez
CEO
+1 additional professional
- Auto insurance
- Business insurance
- Flood insurance
- +8 more
AAIGOT Insurance Agency serves Houston and all of Texas with personal and commercial insurance. Its offerings include auto, home, renters, motorcycle, life, health, flood, business, commercial property, commercial auto, general liability, workers compensation, excess liability, builder’s risk, and professional insurance. It also serves families and corporate fleets.
Insurance agency
Rick Tucker, ARM
Managing Member
+1 additional professional
- Auto insurance
- Business insurance
- Flood insurance
- +7 more
Associated Insurance Managers is a Houston, Texas agency serving personal and commercial clients, including families and growing businesses. It offers home, auto, life, renters, motorcycle, umbrella, flood, general liability, commercial, and workers compensation insurance. The agency also discusses employee benefits, risk identification, coverage limits, deductibles, and self-insurance.
Insurance agency
Bruce Hawkins
Owner
+1 additional professional
- Auto insurance
- Boat insurance
- Business insurance
- +9 more
Hawkins Insurance Agency is a family-owned, independent Houston, Texas agency serving nearby communities including Pearland, Cloverleaf, and Pasadena. It offers homeowners, renters, auto, motorcycle, boat, life, health, business, commercial, flood, umbrella, general liability, and workers compensation insurance, along with employee risk-control services.
Insurance agency
Rahim Virani
President
+1 additional professional
- Auto insurance
- Boat insurance
- Flood insurance
- +7 more
Texan Insurance is a family-owned Houston, Texas agency serving customers throughout the state. Its offerings include auto, home, flood, motorcycle, boat, life, renters, umbrella, and business insurance, including general liability. The agency also supports policy changes, billing questions, claims guidance, and carrier contact needs.
Insurance agency
DD
Damon Diamantaras
CEO
+1 additional professional
- Auto insurance
- Boat insurance
- Flood insurance
- +2 more
TGS Insurance Agency provides home and auto insurance in Texas, along with service in Florida, Louisiana, North Carolina, South Carolina, and Arkansas. Its offerings also include motorcycle and boat insurance. The agency compares policies across multiple carriers and provides coverage information for Texas drivers, riders, and boat owners.
Home insurance agency
Martha Juarez
Agency Owner
- Auto insurance
- Business insurance
- Flood insurance
- +3 more
Insurance Over Texas is a family-owned Houston agency offering personal and commercial insurance. Its services include auto, home, renters, umbrella, business, commercial, and flood insurance. The agency serves Houston and surrounding counties, including Harris, Montgomery, Fort Bend, Brazoria, and Galveston, and serves Texas customers more broadly.