Skip to content
Raised Houston homes beside a bayou after a rainstorm

Houston, Texas

Flood insurance agents in Houston

Flood insurance provides separate protection for qualifying flood damage that standard homeowners and renters policies commonly exclude.

8 agencies

Compare Houston agencies

Compare agencies offering flood insurance, then review each profile for coverage, specialties, and direct contact options.

Featured placement

Houston, TX · Offers flood insurance

The Vanguard Insurance Agency serves personal and commercial clients in the greater Houston area from Houston and Austin offices. It offers personalized service, shops policies among multiple insurance companies, and provides Spanish-language assistance. Its documented capabilities include support for rental-property owners, collector and modified vehicles, and individual or key-person disability needs.

Speak directly with the agency or view full details.

Insurance agency

Houston, TX

  • Auto insurance
  • Boat insurance
  • Builder's risk
  • +18 more

Hawkins Insurance Agency is a family-owned, independent insurance agency established in Houston in 1982. It serves individuals and businesses in Houston and nearby communities through a multi-company operating model. The website presents personal, commercial, and employee-focused services, along with periodic policy reviews, individualized guidance, and assistance throughout the claims process.

Insurance agency

Houston, TX

  • Annuities
  • Auto insurance
  • Boat insurance
  • +32 more

AAIGOT Insurance Agency is an independent Houston agency serving personal and commercial customers across Texas. Established in 1985, it works with multiple carriers and provides service in English and Spanish. Its website presents insurance options for households, vehicles, businesses, and specialized risks, along with annual policy reviews and online certificate requests.

Insurance agency

Houston, TX

  • Auto insurance
  • Business insurance
  • Commercial auto
  • +11 more

Houston-based Associated Insurance Managers serves personal and business clients using a team-oriented account model. The agency combines face-to-face service with online self-service through a client portal. Dedicated account executives provide strategic guidance, while account managers handle day-to-day servicing. The agency also demonstrates focused capabilities for classic, collector, and exotic vehicles.

Insurance agency

Houston, TX

  • Auto insurance
  • Boat insurance
  • Business insurance
  • +20 more

Kingspoint Insurance Agency is an independent Houston agency serving customers throughout Texas since 1990. It compares options from multiple insurance companies for individuals, families, businesses, and owners of distinctive vehicles. The agency also provides risk reviews and guidance for commercial property, continuity exposures, liability needs, workplace risks, and business bonding requirements.

Insurance agency

Houston, TX

  • Auto insurance
  • Boat insurance
  • Business insurance
  • +13 more

Independent Houston insurance agency serving Texas households, businesses, professionals, and employers since 1936. Pasadena Insurance Agency uses a consultative risk-management approach and assigns account managers to support property, casualty, and benefits clients. Its site also documents specialized guidance for collector-vehicle applications and longstanding work with Houston businesses facing commercial flood exposure.

Insurance agency

Houston, TX

  • Auto insurance
  • Boat insurance
  • Business insurance
  • +12 more

Independent insurance agency serving Pasadena, Houston, and other Texas clients through access to multiple carriers. JAMCO works with households, property owners, and businesses, with documented capabilities spanning personal and commercial risks. Its website places particular emphasis on comparing NFIP and private flood markets and addressing insurance needs for long-term and short-term rental properties.

Insurance agency

Pasadena, TX

  • Auto insurance
  • Builder's risk
  • Business insurance
  • +10 more

AIM Insurance of Texas is an independent Houston agency founded in 1983 and serving customers across Texas, with specific references to Houston and Pasadena. The website presents services for individuals, property owners, contractors, and small to midsize businesses. It describes a needs-based process in which agents develop options, present an offer for customer review, and arrange an accepted policy.

Product availability, eligibility, limits, and pricing can change. Confirm details directly with the agency before purchasing coverage.

Coverage guide

How to compare flood insurance in Houston

Questions worth asking

  • Building and contents limits
  • NFIP and private-market options
  • Waiting periods and effective dates
  • Elevation, enclosure, and replacement-cost terms

Houston considerations

Flood exposure is not limited to mapped high-risk zones. Houston households and businesses should compare building, contents, waiting-period, and elevation-related considerations.

Before you call

Bring the property address, foundation type, occupancy, elevation certificate if available, mortgage requirements, and existing flood declarations.