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Homeowners Insurance in Houston

Compare Houston homeowners insurance agencies and discuss protection for your home, belongings, living expenses, and personal liability.

What to discuss with a Houston homeowners insurance agent

  • Dwelling and replacement-cost limits
  • Wind, hail, water, and storm exclusions
  • Personal property and additional living expenses
  • Deductibles, endorsements, and separate flood coverage

Compare local agencies

Review agencies serving Houston that identify homeowners insurance among their offerings. Confirm availability, eligibility, limits, exclusions, and pricing directly with each agency.

Agencies in context

These directory profiles provide company context for this page. Confirm current product availability and fit directly with each agency.

CompanyContextProfile
AAIGOT Insurance AgencyHomeowners insurance agency serving the Houston areaView profile
Associated Insurance ManagersHomeowners insurance agency serving the Houston areaView profile
Hawkins Insurance AgencyHomeowners insurance agency serving the Houston areaView profile
Texan InsuranceHomeowners insurance agency serving the Houston areaView profile
Victory Agency Inc.Homeowners insurance agency serving the Houston areaView profile
TGS Insurance AgencyHomeowners insurance agency serving the Houston areaView profile

12 agencies

Compare Houston agencies

Compare agencies offering homeowners insurance, then review each profile for coverage, specialties, and direct contact options.

Featured placement

Houston, TX · Offers homeowners insurance

Texan Insurance is a family-owned Houston, Texas agency serving customers throughout the state. Its offerings include auto, home, flood, motorcycle, boat, life, renters, umbrella, and business insurance, including general liability. The agency also supports policy changes, billing questions, claims guidance, and carrier contact needs.

Speak directly with the agency or view full details.

Insurance agency

Houston, TX

William C. HernandezStephany Abello

William C. Hernandez

CEO

+1 additional professional

  • Auto insurance
  • Business insurance
  • Flood insurance
  • +8 more

AAIGOT Insurance Agency serves Houston and all of Texas with personal and commercial insurance. Its offerings include auto, home, renters, motorcycle, life, health, flood, business, commercial property, commercial auto, general liability, workers compensation, excess liability, builder’s risk, and professional insurance. It also serves families and corporate fleets.

Insurance agency

Houston, TX

Rick Tucker, ARMLuke Tucker

Rick Tucker, ARM

Managing Member

+1 additional professional

  • Auto insurance
  • Business insurance
  • Flood insurance
  • +7 more

Associated Insurance Managers is a Houston, Texas agency serving personal and commercial clients, including families and growing businesses. It offers home, auto, life, renters, motorcycle, umbrella, flood, general liability, commercial, and workers compensation insurance. The agency also discusses employee benefits, risk identification, coverage limits, deductibles, and self-insurance.

Insurance agency

Houston, TX

Bruce HawkinsRodney Hawkins

Bruce Hawkins

Owner

+1 additional professional

  • Auto insurance
  • Boat insurance
  • Business insurance
  • +9 more

Hawkins Insurance Agency is a family-owned, independent Houston, Texas agency serving nearby communities including Pearland, Cloverleaf, and Pasadena. It offers homeowners, renters, auto, motorcycle, boat, life, health, business, commercial, flood, umbrella, general liability, and workers compensation insurance, along with employee risk-control services.

Insurance agency

Houston, TX

James stanleyAna Arias

James stanley

Proprietor

+1 additional professional

  • Auto insurance
  • Business insurance
  • General liability
  • +3 more

Victory Agency is an independent Houston, Texas agency serving customers throughout the state. It specializes in home, auto, and commercial insurance and works with multiple carriers. The agency also lists business, general liability, homeowners, life, and motorcycle insurance, supporting both personal and commercial coverage needs.

Insurance agency

Houston, TX

DDPatrick Gaides

Damon Diamantaras

CEO

+1 additional professional

  • Auto insurance
  • Boat insurance
  • Flood insurance
  • +2 more

TGS Insurance Agency provides home and auto insurance in Texas, along with service in Florida, Louisiana, North Carolina, South Carolina, and Arkansas. Its offerings also include motorcycle and boat insurance. The agency compares policies across multiple carriers and provides coverage information for Texas drivers, riders, and boat owners.

Insurance agency

Houston, TX

Don D. Le, CIC, CRM, CLCSDan Le

Don D. Le, CIC, CRM, CLCS

President

+1 additional professional

  • Auto insurance
  • Business insurance
  • General liability
  • +1 more

Kingspoint Insurance Agency is an independently owned Houston, Texas agency serving customers across the state. It offers auto, home, life, health, business, and general liability insurance, with additional coverage options available. The agency compares policies from multiple companies and serves varied personal and business insurance needs.

Home insurance agency

Houston, TX

XGRudy Gonzalez

X Garcia

🏢 President & Founder

+1 additional professional

  • Auto insurance
  • Boat insurance
  • Business insurance
  • +7 more

The Vanguard Insurance Agency serves the greater Houston area with home, auto, business, and restaurant insurance. Its broader offerings include life, boat, motorcycle, renters, umbrella, flood, and workers compensation coverage. The agency describes personalized products and services for personal, commercial, and financial insurance needs.

Insurance agency

Houston, TX

Mohammad Junaid "Jim"

Mohammad Junaid "Jim"

President

  • Auto insurance
  • Business insurance
  • Flood insurance
  • +2 more

Houston National Insurance of America serves Houston with commercial, residential, and vehicle insurance. Its offerings include home, auto, commercial auto and truck, flood, general liability, and homeowners coverage. The agency discusses industry-specific commercial policies, including coverage for businesses, gas stations, grocery stores, and other commercial operations.

Insurance agency

Houston, TX

WMGaye Johnson Dykes

Whitfield Melissa

Insurance Agent

  • Auto insurance
  • Business insurance
  • Flood insurance
  • +1 more

Douglas B Johnson Insurance Agency is a Texas personal-lines agency offering home, auto, motorcycle, boat, life, health, business, rental-property, secondary-home, flood, and umbrella insurance. The agency also describes coverage for commercial needs and serves customers throughout Texas, with an emphasis on personal service.

Insurance agency

Houston, TX

DHAna Menchaca

Diane Houston

President

+1 additional professional

  • Auto insurance
  • Flood insurance
  • Homeowners insurance

Houston Insurance Agency, Inc. is an independent Houston, Texas agency offering auto, homeowners, and flood insurance. It provides coverage throughout Texas and works with multiple insurance companies, including for customers with varied driving or property histories. The agency focuses on arranging personal coverage across the state.

Insurance agency

Pasadena, TX

MKGB

Mohammad Khan

Commercial Insurance Agent

+1 additional professional

  • Auto insurance
  • Business insurance
  • Flood insurance
  • +3 more

AIM Insurance of Texas is a Houston and Pasadena agency offering personal and commercial insurance. Its services include homeowners, windstorm, auto, car, motorcycle, flood, commercial, general liability, workers compensation, truck, contractor liability, professional liability, and bond coverage. The agency serves small and medium-sized businesses as well as households.

Product availability, eligibility, limits, and pricing can change. Confirm details directly with the agency before purchasing coverage.

Coverage guide

How to compare homeowners insurance in Houston

Questions worth asking

  • Dwelling replacement-cost estimate
  • Wind and hail deductibles
  • Water-damage limitations and exclusions
  • Roof, valuables, and ordinance endorsements

Houston considerations

Houston homeowners should ask how wind, hail, water damage, and separate flood coverage are handled, because policy terms and exclusions vary.

Before you call

Gather the home’s age, roof details, square footage, recent improvements, prior claims, and your current declarations page.

Related reading

Houston homeowners insurance guides